Los Angeles Closing Cost Calculator 2026
Estimate title insurance, recording fees, and escrow costs for Los Angeles residential purchases using local rate formulas.
Closing Cost Calculator
California - Los Angeles • Instant Estimate
Estimate based on current California - Los Angeles rates. Does not include property taxes, HOA fees, or lender-specific charges. Consult a licensed professional for exact figures.
Example: Closing Costs for a $400,000 Property in 2026
For a $400,000 LA purchase, title insurance is calculated at $0.75 per $1,000 ($300), and escrow at $2 per $1,000 plus $250 base ($1,050).
Los Angeles Closing Cost FAQ
How is title insurance calculated in LA?
LA title insurance uses a formula rate of approximately $0.75 per $1,000 of purchase price.
What are LA escrow fees?
LA escrow fees are typically $2 per $1,000 plus a $250 base fee. For a $400k property, that's approximately $1,050.
Who pays closing costs in California?
In SoCal, the seller pays the owner's title policy. The buyer pays lender's policy, escrow, and recording fees.