2026 OH-CIN Rates
Cincinnati Closing Cost Calculator 2026
Estimate title insurance, recording fees, and escrow costs for Cincinnati-area residential purchases.
Closing Cost Calculator
Ohio - Cincinnati • Instant Estimate
Title Insurance$2,100
Recording Fee$50
Escrow / Settlement$450
Total Estimated Closing Costs$2,600
Estimate based on current Ohio - Cincinnati rates. Does not include property taxes, HOA fees, or lender-specific charges. Consult a licensed professional for exact figures.
Example: Closing Costs for a $400,000 Property in 2026
For a $400,000 Cincinnati purchase, title insurance falls in the "up to $400k" tier at $2,100, plus an affordable $450 escrow fee.
Title Insurance$2,100
Recording Fee$50
Escrow / Settlement$450
Total Closing Costs$2,600
Cincinnati Closing Cost FAQ
How much is title insurance in Cincinnati?
Cincinnati uses fixed tiers: $1,700 (up to $200k), $1,900 ($300k), $2,100 ($400k), and $2,500 (over $400k).
Who pays closing costs in Ohio?
The buyer pays title insurance, recording, and escrow. The seller pays the conveyance fee (transfer tax).
What are typical escrow fees?
Cincinnati escrow fees average about $450 — some of the most affordable in the nation.