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2026 SJ Tax Rates

San Jose Mansion Tax Calculator 2026

Instantly estimate the San Jose real property transfer tax on your property sale. SJ applies elevated rates starting at $2,000,000.

SJ Transfer Tax Calculator

San Jose • Instant Estimate

Estimated Transfer Tax

$18,750

Effective Rate: 0.75%
Property Price$2,500,000
Transfer Tax$18,750

Estimate based on current San Jose tax regulations. Consult a licensed professional for exact figures.

Worked Example

Example: Mansion Tax Calculation for a $3 Million Property in 2026

A property sold for $3,000,000 in San Jose exceeds the $2,000,000 threshold, placing it in the 0.75% tier. Because San Jose applies the rate to the entire sale price, the tax is $3,000,000 × 0.75% = $22,500.

Sale Price $3,000,000
Applicable Rate 0.75%
Total Transfer Tax $22,500
Tax Schedule

San Jose Transfer Tax Rates — 2026

Sale PriceRate (Entire Price)
$2,000,000 or below0.00% (Exempt)
$2,000,001 to $5,000,0000.75%
$5,000,001 to $10,000,0001.00%
Over $10,000,0001.50%
Common Questions

San Jose Transfer Tax FAQ

What is the San Jose transfer tax on high-value properties?

San Jose imposes additional transfer tax on high-value sales: 0.75% over $2M, 1.0% over $5M, and 1.5% over $10M. The rate applies to the entire price.

Who pays the SJ transfer tax?

In San Jose, the transfer tax is typically split equally between buyer and seller, unless negotiated otherwise in the purchase agreement.

What are the San Jose tax tiers?

Three tiers: 0.75% for properties over $2M, 1.0% over $5M, and 1.5% over $10M. Each rate is flat and applies to the entire price once the threshold is crossed.

Are properties under $2M exempt?

Properties sold for $2M or less are exempt from the additional transfer tax. Standard Santa Clara County documentary transfer taxes still apply.

Disclaimer & Legal Notice

This website provides general estimates and approximations for closing costs, taxes, and loan repayments in New York City based on current 2026 regulations (including the progressive NYS Mansion Tax rates). The figures shown are for informational purposes only, do not constitute formal legal or financial advice, do not represent an official accounting calculation, and do not establish any attorney-client or brokerage relationship.

Real estate tax laws, title insurance rates, and lender underwriting guidelines are highly complex and subject to change or interpretation. We strongly advise you to consult with a qualified, licensed New York Real Estate Attorney, CPA, or financial advisor before executing any real estate transactions or contract agreements.